FRED builds and maintains your long-term investing system — so your money compounds toward early corporate freedom, automatically.
Secured by industry leaders
Use our default portfolio optimized for long-term growth or build your own. Stay disciplined while keeping full control.
Your money is held in a segregated account at our partner brokerage. Liquid, portable and accessible at any time.
Passkey authentication and bank-grade encryption keep your financial future secure. No passwords required.
Adjust the sliders to see your timeline.Adjust the sliders to see your accelerated timeline.
Your Year to be Free
16 yrs earlier than average
Start My Automated PlanProjections are illustrative and based on a 10% avg annual return, adjusted for inflation and dividend reinvestment.
Define your monthly contribution and desired retirement income.
FRED invests every dollar automatically into a diversified portfolio.
Watch your freedom date move closer as compound interest works.
We subscribe to the Nobel Prize-winning strategy of modern portfolio theory. Maximum diversification, minimal fees.
| Feature | FRED | Autopilot | Alinea | Financial / Robo Advisors |
|---|---|---|---|---|
| Annual Fee |
$8/mo flat (pay as low as $5/mo) |
$10/mo or $100/yr | $10/mo flat | 0.25%–1.0% of assets |
| Investment Approach |
Diversified long-term index portfolio |
Copy-trading public political disclosures | Theme-based investing portfolios | Advisor-managed or algorithm-based portfolios |
| Trade Execution Timing |
Executed immediately based on your plan |
Based on public filings (minimum 2-week delay) |
Automated portfolio rebalancing trades |
Managed by advisor or algorithm |
| Paycheck-Based Investing | Varies by provider | |||
| Defined End Game |
Freedom Date w/ Strats |
None |
No defined projection |
Varies by advisor |
| Long-Term Focus Design |
Set It & Forget It |
Trade-following strategy |
Trend-driven strategy |
Varies by strategy |
Comparisons are for general information only and may vary by plan/provider.
We don't take a percentage of your future. Just a small fee for the service.
Normally $8/month • Save $800+ over 10 yrs
Not feeling more confident in your financial future with FRED? Full refund.
No payment today. If invited, you can choose to claim Founder Access.
Founder spots are limited. Once full, pricing switches to $8/month.
We limit beta spots to ensure high-touch support for every founding member. The beta is currently iOS only.
If invited, you have the option to claim Founder Access.If invited, you'll have the option to claim Founder Access.
No payment today.